Tranched

Loan tokeniser

Securitisation protocol

Tranched vaults

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Tranched

Every loan, every payment,
tokenised.

Funds, collects, ages and reconciles itself in real time.

The Tranched Protocol turns any credit product into a t-loan, a smart contract that carries its own repayment schedule,
funds itself, collects itself,
and reports itself in real time,
continuously, not in monthly batches.
What used to be a spreadsheet line
becomes a live, verifiable asset.

A cell phone sitting on top of a table next to a plate of food

See your loan book tokenised

Share your product specs and a loan tape. Discover how tokenisation transform your originations.

Contact us

Borderless

The Tranched protocol is designed out of the box with compliance and legal enforceability available in 90% of global jurisdictions

Paris
Mexico City
Dubai
London
Johannesburg

We support any
credit product

The Tranched tokeniser is universal and comes with all the standard credit primitives. Any contractual agreement which carries a future repayment of any kind can be financed.

The Tranched tokeniser is universal and comes with all the standard credit primitives.
Any contractual agreement which carries a future repayment of any kind can be financed.

Stablecoin prefunding
Merchant cash advances
Mortgages
Revenue based finance
Student loans
Trade receivables
Travel finance
Royalties finance
Auto loans
Buy now pay later
Consumer loans
Credit cards
Fleet and fuel cards
Creator economy finance
Home equity loans
Cross border remittance
Invoice factoring
Stablecoin prefunding
Merchant cash advances
Mortgages
Revenue based finance
Student loans
Trade receivables
Travel finance
Royalties finance
Auto loans
Buy now pay later
Consumer loans
Credit cards
Fleet and fuel cards
Creator economy finance
Home equity loans
Cross border remittance
Invoice factoring

How it works

Your product stays yours

You retain originating, underwriting and customer relationship.
The rest lives onchain.

True sale,
onchain

True sale, on-chain

Each loan is legally owned by the funding protocol onchain, giving your liquidity providers all the guarantees they need.

The contract takes over

Funding, disbursement, collection allocation, reconciliations, ageing... the no-fun part is handled securely for you.

Witnessed, not trusted

Data compounds

Every single event on every single loan or receivable is registered immutably and auditable effectively

FOR ORIGINATORS

Your debt capital goes embedded

Your wholesale financing now moves at internet speed, on tokenised rails.

Tokenise, assign: disbursed

No drawdown cycle, Tranched t-loans are atomically disbursed the moment they exist

No LMS build

Disbursement and collection are handled autonomously by the t-loan's own smart contract, no loan-ops team, no reporting pipeline to build, maintain, or share with investors.

Every credit product, one factory

You don't re-platform per product line, the same tokenisation layer handles your whole book, across geographies and currencies.

Principal recycles intraday

Collections flow back into new lending the same day, not at the end of a reporting cycle. Cash drag: gone.

Tokenise, assign: disbursed

No drawdown cycle, Tranched t-loans are atomically disbursed the moment they exist

Every credit product, one factory

You don't re-platform per product line, the same tokenisation layer handles your whole book, across geographies and currencies.

No LMS build

Disbursement and collection are handled autonomously by the t-loan's own smart contract, no loan-ops team, no reporting pipeline to build, maintain, or share with investors.

Principal recycles intraday

Collections flow back into new lending the same day, not at the end of a reporting cycle. Cash drag: gone.

Every loan, on the ledger

Each t-loan carries its full loan file and repayment schedule. You see every loan in the pool, not a monthly summary of it.

One loan, one owner

A t-loan exists once on the ledger. It cannot be sold twice, pledged to two funders or counted in two borrowing bases.

Payments matched to the loan

Every repayment is recorded against its t-loan the moment it lands. Arrears are computed from the loan’s own schedule, not reported by the originator.

The record outlives the originator

The full loan-level history stays onchain, so a back-up servicer can take over from day one.

Every loan, on the ledger

Each t-loan carries its full loan file and repayment schedule. You see every loan in the pool, not a monthly summary of it.

Payments matched to the loan

Every repayment is recorded against its t-loan the moment it lands. Arrears are computed from the loan’s own schedule, not reported by the originator.

One loan, one owner

A t-loan exists once on the ledger. It cannot be sold twice, pledged to two funders or counted in two borrowing bases.

The record outlives the originator

The full loan-level history stays onchain, so a back-up servicer can take over from day one.

FOR INVESTORS

Don't just Trust: Witness

Don't just Trust: Witness

Every last rule of your financing perimeter, enforced by code, at all times,
transparently and immutably.

Every last rule of your financing perimeter, enforced by code, at all times,
transparently and immutably.

See your loan book tokenised

Share your product specs and a loan tape. Discover how tokenisation transforms your originations.

Contact us

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