two women near tables

The Real Economy,
onchain.

We have rebuilt securitisation from the
ground up.

  • 0M

    Credit deployed to borrowers

  • 0k

    Loans made

0M

Credit deployed to borrowers

0k

Loans Made

0k

Loans Made

Trusted by

Trusted by

One protocol,
connecting Yield to Liquidity,
and conversely.

Our onchain credit

primitives

fundsdisburse

loan or payment autonomously and atomically.

Credit re-imagined, built on blockchain primitives

Our three pillars

LOAN TOKENISER

Unlock composable funding in one simple API call

One standard for any loan or payment receivable: term loans, invoice factoring, BNPL, credit cards, mortgages, HELOCs, and many more.

Outstanding principal

t-loan #0042 ยท disbursed 19 Sep

$2,104

of $2,500 disbursed ยท 6 monthly instalments

next

1 of 6 paid

Next 19 Nov ยท $446

Principal

Interest

Outstanding principal

t-loan #0042 ยท disbursed 19 Sep

$2,104

of $2,500 disbursed ยท 6 monthly instalments

next

1 of 6 paid

Next 19 Nov ยท $446

Principal

Interest

Borrowing base

facility #07 ยท $25.3m ยท live

All tests pass

Loans

1,842

WA tenor

4.1 mo

Arrears 30+

2.1%

Top 3 borrowers

6.8%

Eligible

97.2%

$25.3m

Senior

$19.0m

advance rate 75%

Mezz

90% ยท $3.8m

Junior

$2.5m

Loans $21.4m

Funding available $3.9m

Grey: collections ยท blue: funding

Borrowing base

facility #07 ยท $25.3m ยท live

All tests pass

Loans

1,842

WA tenor

4.1 mo

Arrears 30+

2.1%

Top 3 borrowers

6.8%

Eligible

97.2%

$25.3m

Senior

$19.0m

advance rate 75%

Mezz

90% ยท $3.8m

Junior

$2.5m

Loans $21.4m

Funding available $3.9m

Grey: collections ยท blue: funding

THE PROTOCOL

Securitisation Protocol as enforced code, not as paperwork

Borrowing base, tranches, waterfalls, covenants all built on primitives, enabling transparency and real-timeness.

TRANCHED VAULTS

The right Tranche for your objectives

Set your collateral and duration requirements - our vaults deliver the highest yield, straight from the real economy.

Vault stack

facility #07 ยท $25.3m ยท indicative yields

Choose your tranche

100%

25%

10%

0%

pari passu

Senior Term

10%

2-year lock

$9.5m ยท 25% sub.

Senior Turbo

8%

7-day exit

$9.5m ยท 25% sub.

Mezz

16% ยท 2y ยท 10% sub.

Junior

excess spread ยท first loss

Payments, top down

Losses, bottom up

Scale: subordination

Vault stack

facility #07 ยท $25.3m ยท indicative yields

Choose your tranche

100%

25%

10%

0%

pari passu

Senior Term

10%

2-year lock

$9.5m ยท 25% sub.

Senior Turbo

8%

7-day exit

$9.5m ยท 25% sub.

Mezz

16% ยท 2y ยท 10% sub.

Junior

excess spread ยท first loss

Payments, top down

Losses, bottom up

Scale: subordination

FOR FINTECH LENDERS

Unlock real-time non-dilutive capital today, and become
future-proof: Stablecoin loans and payments are one click away.

The Tranched universal t-loan tokens disburse, collect, reconcile and age themselves onchain: the first and only loan management system that runs on smart contracts.

You use fiat currencies and bank accounts?
Turn to embedded and eliminate cash drag.

You already lend stablecoins? Skip complex structuring and get your liquidity with no off-ramps.

Two weeks, not nine months,
off-balance-sheet, non-dilutive, free to setup

FOR ALLOCATORS AND NEOBANKS

Our Vault standard can compose any level of subordination, and build out any maturity ladder from the same granular pool of real economy credit.

Reach out to explore live opportunities and find your ideal yield and duration match.

Wrap real-economy yield into your
product.

Wrap real-economy yield into your
product,
not another
emission token

Wrap real-economy yield into your
product.

Case studies

Trust isn't claimed. It's readable on-chain.

Institutional-grade securitisation. Enforced on-chain. Built for the real world.

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